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Step 19 of 30

In Country

First Weeks

Updated 2026-01

Bank Account (Girokonto)

Open a proper current account to pay rent and receive salary.

Your progress on this step0 / 4

You need a German IBAN for rent (SEPA direct debit), Semesterbeitrag and salary. Popular options: N26, Comdirect, Deutsche Bank, DKB, Sparkasse.

Why it's needed

Rent, insurance, salary and tax refunds all use SEPA transfers.

Who requires this

Every student.

Meldebescheinigung
Passport

Click a document to open its official website.

Passport
Anmeldung
Enrolment certificate
Tax ID (Steuer-ID) once received

Sign in to save your progress.

Compare N26, Comdirect, Deutsche Bank, DKB
Open account online (video KYC or Postident)
Activate card and PIN
Set up salary + rent direct debits