Education Loans

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Public Sector

PNB Udaan

Punjab National Bank's Udaan scheme for pursuing higher education abroad, with tenure up to 15 years.

Apply on official site Loan page
Interest
9.25%–11.5%
Max loan
₹150L
Non-collateral cap
₹40L
Tenure
15 years
Moratorium
6 months
Processing fee
1%
Type
Collateral + Non-collateral
Sample EMI (₹20L, 10y)
₹26,847/mo

Collateral rules

Collateral required above ₹7.5L.

Supported destinations

USAUKGermanyItalyCanadaAustraliaIreland

Eligibility

  • Indian national
  • Confirmed admission

Application process

  1. 1Apply at branch or online
  2. 2Doc verification
  3. 3Sanction
  4. 4Disburse

Documents required

  • Standard KYC + admission + income

FAQs

Concessions?

0.50% concession for female students; interest subsidy under central schemes if eligible.