Education Loans

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Private

IDFC FIRST Bank Education Loan

IDFC FIRST offers digital-first education loans with quick approvals and flexible repayment.

Apply on official site Loan page
Interest
10.75%–13.5%
Max loan
₹100L
Non-collateral cap
₹50L
Tenure
12 years
Moratorium
12 months
Processing fee
1%
Type
Collateral + Non-collateral
Sample EMI (₹20L, 10y)
₹28,839/mo

Collateral rules

Collateral optional up to ₹50L for select universities.

Supported destinations

USAUKGermanyItalyCanadaAustralia

Eligibility

  • Indian national
  • Co-applicant required

Application process

  1. 1Apply online
  2. 2Sanction
  3. 3Disburse

Documents required

  • Standard KYC + admission + income

FAQs

Prepayment charges?

Nil for floating rate loans.