Education Loans

Fund your global education — without the guesswork.

Compare 12+ Indian & international lenders, calculate EMI, check eligibility, unlock government schemes, and get an AI advisor's picks — all in one place.

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NBFC

HDFC Credila

India's first dedicated education loan NBFC. Fast digital approvals and high non-collateral limits for STEM and MBA at ranked universities.

Apply on official site Loan page Official EMI calc
Interest
10.25%–12.75%
Max loan
₹200L
Non-collateral cap
₹75L
Tenure
15 years
Moratorium
12 months
Processing fee
1.25%
Type
Collateral + Non-collateral
Sample EMI (₹20L, 10y)
₹28,119/mo

Collateral rules

Non-collateral up to ~₹75L for select universities.

Supported destinations

USAUKCanadaGermanyItalyAustraliaIrelandNetherlandsFrance

Eligibility

  • Indian national
  • Admission or admit-in-hand acceptable
  • Co-applicant required

Application process

  1. 1Online application
  2. 2Video KYC
  3. 3Sanction in 3–7 days
  4. 4Disbursement to university

Documents required

  • Passport
  • Admission/conditional letter
  • Academics
  • Test scores
  • Co-applicant income proof

FAQs

Pre-visa sanction?

Yes — Credila issues sanction letters that support the visa financial proof.