Education Loans

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Public Sector

Bank of Baroda — Baroda Scholar

Baroda Scholar covers tuition, living, travel and study material for accredited overseas programs, with concessional rates for premier lists.

Apply on official site Loan page
Interest
9.15%–11.25%
Max loan
₹150L
Non-collateral cap
₹40L
Tenure
15 years
Moratorium
12 months
Processing fee
1%
Type
Collateral + Non-collateral
Sample EMI (₹20L, 10y)
₹26,652/mo

Collateral rules

Collateral required beyond ₹7.5L; concession for premier institutes.

Supported destinations

GermanyItalyUSAUKCanadaAustraliaIreland

Eligibility

  • Indian national
  • Admission confirmed
  • Co-applicant mandatory

Application process

  1. 1Fill application
  2. 2Doc verification
  3. 3Sanction
  4. 4Disbursement per semester

Documents required

  • Passport
  • Offer letter
  • 10th/12th/UG marksheets
  • IELTS/TOEFL
  • ITR of co-applicant
  • Collateral papers

FAQs

Any concession?

0.50% concession for female borrowers, plus premier-list concessions.