Education Loans

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NBFC

Avanse Financial Services

Avanse offers pre-visa, pre-admission and post-admission loans with rupee/USD disbursement options.

Interest
10.5%–13.5%
Max loan
₹175L
Non-collateral cap
₹60L
Tenure
12 years
Moratorium
12 months
Processing fee
1.5%
Type
Collateral + Non-collateral
Sample EMI (₹20L, 10y)
₹28,694/mo

Collateral rules

Collateral optional up to ~₹60L for premier universities.

Supported destinations

USAUKGermanyItalyCanadaAustraliaIrelandNetherlands

Eligibility

  • Indian national
  • 18+
  • Co-applicant required

Application process

  1. 1Apply
  2. 2KYC & credit
  3. 3Sanction
  4. 4Disbursement

Documents required

  • Passport
  • Offer letter
  • Marksheets
  • Test scores
  • Income proof

FAQs

Any special product?

Yes — pre-visa disbursement to support I-20/CAS.